# Borrow & Repay The base asset can be borrowed, and the amount borrowed must align with the borrowing collateral factor requirements. If a borrowing account fails to meet these requirements, it cannot borrow more assets until it either: * **Supplies additional collateral** or * **Reduces its borrow balance** Understanding these factors is crucial for maintaining borrowing capacity and ensuring compliance with the protocol's rules. At any time, users can repay their debt partially or in full. When the account's borrow balance reaches zero, it means that no additional interest will accrue. {% hint style="info" %} When repaying outstanding debt, users must either repay the full amount or ensure the remaining borrow balance is above $10. The protocol does not allow for an outstanding debt of less than $10. If your repayment would reduce the debt to less than $10, the repayment action will not be processed. {% endhint %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.swaylend.com/borrowing-base-asset/borrow-and-repay.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.